Why your kids may be covered when you are not
Children's health coverage uses a higher income threshold than adult coverage. Families discover this by accident, usually years late.
7 min read
Assistance programs are split across agencies that do not talk to each other, and the rules for children are frequently not the rules for parents. FamilyHelper explains what exists, who runs it, and what to ask for — in plain language, free, with no account.
FamilyHelper is a private educational resource. We are not a government agency and do not process applications or determine eligibility.

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Parents arrive describing a situation, not a program name. Pick the closest one — each leads to what applies, in the order worth doing it.
Topics
Each topic covers the programs involved, which agency runs each one, what the application asks for, and — separately — what works differently for children.
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All three run in your browser. Nothing you type is sent anywhere, stored, or seen by us.
Tell us what is happening this month and we will point you at the parts of the library that apply — starting with whatever moves fastest.
Open02Programs count households differently, and it changes the income limit. Work out who counts, for which program.
Open03Pick the programs you are looking into and get one combined, printable list of the paperwork they ask for.
OpenGuides
Children's health coverage uses a higher income threshold than adult coverage. Families discover this by accident, usually years late.
7 min read
Parents can request a special education evaluation at any time, free, without a doctor's referral. Timelines start from a written request.
6 min read
Federal law lets your child stay at the same school after a move, enroll without the usual documents, and get transportation. Most families are never told.
6 min read
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